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Financial Fraud Intelligence Network

Fraud rarely looks suspicious alone.

Niridis connects financial signals across transactions, accounts and institutions to reveal patterns that isolated systems miss.

Signals
Cross-entity
Scope
Network-wide
Output
Investigation-ready
TRANSACTIONTXN-4471
Analyzing signal
Stage 0 / 5

A transaction moves through the system. Nothing about it looks unusual.

01Signature visual

A forensic view of financial activity, not a dashboard of alerts.

Most entities in the network stay quiet — ordinary accounts, devices and transactions behaving as expected. Niridis surfaces the clusters where relationships, not single events, warrant a closer look.

Live signal field · 260+ entities
Cluster under review
ACCOUNTDEVICETRANSACTIONMERCHANTBENEFICIARYCOUNTERPARTY
02Signal correlation

One transaction can look normal. The network around it may not.

Transaction ALooks normal
TXN-2098
Retail purchase
Amount$84.12
Time09:41:03
Consistent with recent activity
Transaction BLooks normal
TXN-8813
Transfer, verified
Amount$210.00
Time09:44:27
Standard authentication passed
Transaction CLooks normal
TXN-4471
Card-not-present
Amount$42.90
Time10:02:15
No single-transaction anomaly
A + B + C
Pattern
Same device, shifted timing, linked account
Relationships3 entities
ConfidenceElevated
Flagged for investigation

Individually, each transaction clears standard review. Correlated across accounts, devices and timing, they describe a single coordinated relationship — the kind that isolated, per-transaction systems are not built to see.

03AI investigation

Ask a question. Get a network, not a score.

Niridis surfaces the relationships behind a result and explains what it found in terms an investigator can verify — not a black box confidence number.

Investigation console
Query
Find unusual relationships.
TRANSACTIONACCOUNTACCOUNTDEVICECOUNTERPARTYBENEFICIARY
Result graph
04Cross-institution intelligence

Each institution sees part of the picture. Together, more of the pattern becomes visible.

Fraud networks rarely stay inside one institution's walls. Niridis lets participating institutions contribute to and draw on shared risk signals — under data controls each institution defines — so a pattern invisible to any single view can still be recognized across the network.

Institution ALocal view
ACCOUNTTRANSACTION???

Sees its own accounts and transactions in full. Everything outside its boundary stays out of view by default.

Institution BLocal view
DEVICETRANSACTION????

Sees its own accounts and transactions in full. Everything outside its boundary stays out of view by default.

Institution CLocal view
ACCOUNTCOUNTERPARTY??

Sees its own accounts and transactions in full. Everything outside its boundary stays out of view by default.

Institution A
Institution B
Institution C
Niridis network layer — risk signals only

Signals such as pattern indicators and relationship flags move through the network layer under each institution's authorization. Raw account and transaction data is not broadcast to other participants.

05Privacy

Intelligence without unnecessary exposure.

Seeing a pattern across institutions does not require seeing everything about everyone. Niridis is built around limiting exposure at every step of that process.

01

Data minimization

Pattern detection runs on the signals it needs — timing, relationships, behavior — rather than requiring full raw records to move between systems.

02

Authorization

Access to shared intelligence is scoped and permissioned per institution. Nothing is exposed by default.

03

Secure collaboration

Institutions contribute to and benefit from network-level intelligence without exposing their underlying customer data to one another.

04

Controlled sharing

Each institution defines what leaves its boundary, in what form, and under what conditions it can be used.

05

Privacy-preserving architecture

The system is built so raw financial data stays close to its origin, and what travels across the network is limited to what pattern analysis requires.

In short

Network-level visibility, institution-level control.

06Investigation timeline

From a single event to an open investigation.

09:41
Transaction

A card-not-present transaction clears standard, single-event review.

09:44
Account interaction

The receiving account shows activity consistent with a linked device.

10:02
Related entity

A second account surfaces, sharing timing and device signals with the first.

10:11
Pattern identified

Correlated timing, shared device and account relationships form a single cluster.

10:17
Investigation opened

The cluster is routed to a case, with the full relationship graph attached.

07API

Fraud intelligence for the systems you already use.

A single conceptual endpoint takes the context around a transaction and returns the signals, related entities and patterns behind it — ready to route into your existing case management or authorization flow.

POST/v1/intelligence
Request · transaction context
{
"transaction": {
"id": "txn_9f21a",
"amount": 214.50,
"currency": "USD",
"timestamp": "2026-08-13T09:44:27Z"
},
"account_ref": "acc_7c118",
"device_ref": "dev_0c1f2",
"context": "authorization"
}
Response · risk signals & investigation context
{
"risk_signals": [
{ "type": "device_reuse", "weight": "elevated" },
{ "type": "timing_cluster", "weight": "moderate" }
],
"related_entities": [
{ "type": "account", "ref": "acc_1198a" },
{ "type": "device", "ref": "dev_0c1f2" }
],
"patterns": [
{ "id": "pat_44b1", "label": "shared_device_cluster" }
],
"investigation_context": {
"cluster_size": 4,
"recommended_review": true
}
}
08Use cases

Built for anywhere financial relationships form.

01

Banks

Correlate activity across accounts and channels beyond what per-account monitoring sees alone.

02

Fintechs

Add network-level context to fast-moving product flows without slowing down legitimate users.

03

Payment processors

Surface relationships between merchants, devices and counterparties across the transaction stream.

04

Marketplaces

Identify coordinated buyer and seller behavior that spans multiple accounts and listings.

05

Insurance

Trace connections across claims, claimants and related parties over time.

06

Financial institutions

Contribute to and draw on shared risk signals under your own data controls.

Fraud is a network problem.

See the network.